About Us

Hello and welcome to Pinnacle Retirement Inc. and the Annuity Roadmap! I'm glad you're here and hope you find the information helpful for your retirement!

My name is Rick Kelly, CSA, CAS

I help conservative boomers and retirees protect their retirement portfolios, income streams and wealth so that they can retire more confident and comfortable regardless of what the markets do.

My Belief About Annuities

There is no such thing as the perfect investment. However, all investments have a purpose. Annuities were designed to help protect your portfolio, income, and wealth. If an annuity is the best investment for you to achieve your goals, our purpose is to make certain that you get the best that the industry offers.

My Background

Independent Certified Senior Advisor

Certified Annuity Specialist

President Of Pinnacle Retirement Inc.

I began my career in April of 1987 with a major Wall Street Firm providing full financial services. Wow, did I get a "Wake-Up Call" 6 months later in October of 1987 on "Black Monday." Learned very quickly that the markets are in control and can, without warning, giveth and severely taketh!

I subscribe to a mathematical and conservative approach (the math doesn't lie and defense wins championships) to retirement planning. The process provides the results.

Back in 1999, I founded The Pinnacle Annuity Corporation in Scottsdale, AZ, to help educate retirees and potential annuity investors on how to successfully invest in annuities and how to shop the marketplace for the most competitive plans.

Pinnacle Annuity was purchased in 2013 and my family and I relocated to beautiful Colorado!

IN THE MEDIA

Have appeared on “Your 2nd 50 Years” radio show, with host Hedi Headley

Was interviewed by Russ Wiles for “Read the Fine Print on that Annuity” for the Business Section of The Arizona Republic.

Have been a featured speaker at the Gazette’s “Successful Aging Expo.”

Have and currently write educational columns about annuities and retirement for several newspapers and magazines in Michigan, Arizona and Colorado:

• The Senior Voice

• Get Up & Go, Formerly Senior Magazine

• The American Senior News

• Seniority News

• The Paradise Valley Independent

• Life After 50

• Doctors Quarterly

• The East Valley Senior New

• The Sunland Village Journal

• Quality Lifestyle Magazine

• My PrimeTime Seniors

• Our Community News

• Pikes Peak Senior News

• Fifty & Better

AUTHOR

Have Authored A Variety Of Retirement Material:

• "The Playbook For Protecting Retirements"

• “Annuity Protocol: How To Successfully Invest In Annuities”

• "The Money Protection Checklist 2020"

• “The Retirement Certainty Project”

PROFESSIONAL

>Certified Senior Advisor >Certified Annuity Specialist >Life Insurance Agent

> Health Insurance Agent > Annuity Agent

Click Here To View My Licenses

PERSONAL

My wife Charlene and I actually met in grade in school. We reconnected in our 20's before getting married in 1994. Our two children are Gavin and Tori Joy. We also have dogs, Denver and Harvee Joy (From Hurricane Harvey) . My clan lives a busy life thoroughly enjoying the Colorado lifestyle! Sunshine, mountains, lakes! Can it get any better than this?

When it comes to your retirement, if you're more conservative, believe that a "bird in the hand is better then two in the bushes," and prefer not to lose money and/or income during your retirement, I would love the opportunity to connect with you and share how I help protect retirements.